About Us

The Christian Rural Aid Network (CRAN) is a rural development, advocacy and relief organisation dedicated to working with the rural poor, women, children, families and their communities. CRAN established in 1993 with its seat in Cape Coast in the Central Region of Ghana, was founded by a small group of university teachers and development professionals led by Dr. Patrick Agbesinyale who trained as a development planner.

CRAN has as its broad aim to promote the socio-economic development of the rural poor and by that working and contributing in a most professional and qualitative manner towards ensuring an improved quality of life for the over 60% of Ghana’s population who reside in mainly squalid and distressed rural communities. CRAN’s work is broadly based on the values of Christian motivation and obligation towards the development of the individual as a whole. In this regard, it employs and promotes ‘demand-led’ or self-help strategies towards community development and rural poverty reduction. Indeed, from a very small local development organisation, CRAN has now grown to become an umbrella NGO body for three separate CRAN entities namely:

  • CRAN Social Development(NGO)
  • CRAN Microfinance(Limited liability Company)
  • CRAN Mutual Guarantee Insurance fund.


Communities without poverty

Mission Statement

We exist as a Microfinance Institution providing innovative and sustainable financial services to meet the needs of the productive poor and Small and Medium Enterprises (SME) in rural and peri-urban communities with emphasis on women and the vulnerable through:

  1. Micro Loans
  2. Micro Savings in an excellent and professional manner.

Core Values

  1. PROFESIONALISM: Abiding by the code of ethics of the organisation.
  2. CREDIBILITY: Trustworthiness, transparency, accountability, integrity towards all our
  3. EMPOWERMENT: Helping the rural and peri-urban poor grow their businesses.
  4. RESPECT FOR ALL: Uphold and maintain respect for all our stakeholders.
  5. EXCELLENCE: Quality and timelines are very important in meeting expectations of our

Broad Objectives

  1. To make sustainable banking services easily accessible to rural communities in order to substantially reduce poverty in the rural and peri-urban communities.
  2. To promote entrepreneurship and self sufficiency among target communities.
  3. To provide financial literacy and other social services to build the capacity of the productive poor.